Home / Calculators
Twelve calculators, one desk.
Every tool below uses the same compounding math we use for clients. Move the sliders — nothing is saved or sent anywhere.
Calculator suite
SIP
Monthly SIP calculator
Model a disciplined monthly investment — the same compounding math we automate for every mutual-fund client.
Illustrative only. Returns are not assured and depend on scheme performance.
Lumpsum
Lumpsum growth calculator
See how a one-time investment — a bonus, a maturity payout, sale proceeds — could grow over time.
Illustrative only. Returns are not assured and depend on scheme performance.
Step-up SIP
Step-up SIP calculator
Increase your SIP every year in line with your income, and see how much faster the corpus builds.
Illustrative only. Step-up is applied once every 12 instalments. Returns are not assured.
SWP
SWP (withdrawal) calculator
Draw a fixed monthly income from an existing corpus and see how long it lasts.
Illustrative only. Assumes withdrawals and returns stay constant; actual markets fluctuate month to month.
Goal Planner
Goal planner
Work backwards from a target amount — a home down payment, a child's education — to the monthly SIP it needs.
Illustrative only. A shortfall in actual returns will require a higher monthly instalment than shown here.
Retirement
Retirement corpus planner
Estimate the corpus you'll need at retirement, and the monthly SIP that gets you there.
A simplified planning estimate: one blended return before retirement and one after, with expenses rising by inflation throughout retirement. Review this with us before treating it as a target.
PPF
PPF calculator
Estimate a Public Provident Fund maturity value across its lock-in.
The PPF rate is government-notified and revised quarterly — verify the current rate before investing. Annual contribution is capped at Rs 1.5 lakh; minimum tenure is 15 years.
Fixed Deposit
Fixed deposit calculator
Estimate a bank or corporate FD's maturity value with quarterly compounding.
Assumes quarterly compounding, the common convention for Indian bank and corporate FDs. Actual terms vary by issuer.
Recurring Deposit
Recurring deposit calculator
Estimate the maturity value of a fixed monthly deposit.
A simplified monthly-compounding estimate. Banks typically compound each instalment quarterly, so the actual payout may differ slightly.
Loan EMI
Loan EMI calculator
Work out the monthly instalment on a home, car, or personal loan.
Illustrative only. Actual EMI depends on your lender's compounding convention, processing fees, and rate resets on floating loans.
| Year | Principal paid | Interest paid | Balance |
|---|
CAGR
CAGR calculator
Convert a starting and ending value into a single annualised growth rate.
CAGR smooths returns into one annual figure — it does not describe the path or volatility the investment actually took to get there.
54EC Bonds
Capital gain bonds (54EC) calculator
See how much of a property sale's capital gain can be sheltered under Section 54EC, our specialty.
Section 54EC caps eligible investment at Rs 50 lakh per financial year, must be made within six months of transfer, and carries a five-year lock-in with annual, taxable interest. Talk to us before your sale closes.
Numbers are only half the plan
Bring us your numbers — we'll stress-test the plan.
These calculators use fixed assumed rates. A real plan accounts for taxes, sequencing, and the years the market doesn't behave.